Create E-wallet Disbursement

Transfer funds from your wallet to an e-wallet account.

Endpoint

POST /api/disbursement/create-ewallet

Authentication

RSA-SHA256 X-SIGNATURE header. See Authentication.

Request

Headers

Header	Required	Description
X-SIGNATURE	Yes	Base64-encoded RSA-SHA256 signature
Content-Type	Yes	application/json

Body

Field	Type	Required	Description
clientId	string	Yes	Your legacy_client_id
orderId	string	Yes	Your unique disbursement ID (idempotency key)
ewalletCode	string	Yes	E-wallet code — see Supported Codes
accountNumber	string	Yes	Destination phone number (normalized to 62xxxxxxxxx)
requestAmount	integer	Yes	Transfer amount in full IDR (NOT minor units)
notifyUrl	string	No	Callback URL

Supported Ewallet Codes

ewalletCode	Provider	Min Amount
GOPAY	GoPay	—
GOPAYDRIVER	GoPay Driver	—
OVO	OVO	—
SHOPEEPAY	ShopeePay	—
LINKAJA	LinkAja	—
DANA	DANA	IDR 20,000
KASPRO	KasPro	—

Example

PHP

$body = json_encode([
    'clientId'      => 'TEST_CLIENT_001',
    'orderId'       => 'DISB-EW-001',
    'ewalletCode'   => 'GOPAY',
    'accountNumber' => '08123456789',
    'requestAmount' => 100000,
]);

$bodyHash    = hash('sha256', $body);
$stringToSign = "TEST_CLIENT_001|TEST_SECRET_001|$bodyHash";
openssl_sign($stringToSign, $rawSig, $privateKey, OPENSSL_ALGO_SHA256);
$xSignature  = base64_encode($rawSig);

$ch = curl_init('https://api.nusio-saka.com/api/disbursement/create-ewallet');
curl_setopt_array($ch, [
    CURLOPT_POST           => true,
    CURLOPT_RETURNTRANSFER => true,
    CURLOPT_HTTPHEADER     => [
        'Content-Type: application/json',
        'X-SIGNATURE: ' . $xSignature,
    ],
    CURLOPT_POSTFIELDS => $body,
]);
$response = json_decode(curl_exec($ch), true);

Response

HTTP 200 OK

{
  "code": 200,
  "message": "Success",
  "data": {
    "refCode": "DSB-260601110000-G7H8",
    "orderId": "DISB-EW-001",
    "accountNumber": "6281234567890",
    "accountName": null,
    "bank": null,
    "requestAmount": "100000.00",
    "disbursementFee": "0.00",
    "disbursementAmount": "100000.00",
    "status": "PENDING",
    "requestAt": "2026-06-01 11:00:00"
  }
}

Error Responses

Message	Description
Invalid ewalletCode	ewalletCode not in approved list
Minimum requestAmount for DANA is 20000	DANA requires min IDR 20,000
Insufficient Balance	Wallet balance insufficient
Maximum Request Amount Exceeded	Exceeds per-transaction limit
Invalid X-SIGNATURE	Signature verification failed