📄️ Overview
The Merchant API V1 is the recommended API for new integrations. It provides full access to payment collection, wallet disbursement, beneficiary management, and settlement reporting.
📄️ Authentication
API Key
📄️ Errors
Error Response Shape
🗃️ Orders
4 items
🗃️ Disbursements
5 items
🗃️ Beneficiaries
3 items
📄️ Webhooks
When an order's status changes, the API sends an HTTP POST to your notify_url. This is how you know when a payment is confirmed.
📄️ Settlements
Settlements are periodic payouts from the platform to your bank account. For WALLET merchants, funds accumulate in your wallet and are disbursed on demand. For MANUAL merchants, the platform creates settlements on a scheduled basis.
📄️ E-wallets
This endpoint returns the list of e-wallets available for disbursement. Use the short_code from this response when creating an e-wallet disbursement.